Finteligence produces and delivers continuous financial intelligence directly to you — automated findings, weekly briefs, health scores, and spend analysis. Your CPA is kept in the loop throughout. This guide covers every capability available on the platform today.
Average age of month-end data when it arrives
Savings found in one routine SpendGuard review
Reports produced by Finteligence, not assembled by hand
HOW IT WORKS
No manual exports. No waiting on your CPA to compile a report. Finteligence runs the entire process — your CPA is notified at the end.
Finteligence connects directly to your accounting system, bank feeds, payment processors, and payroll platform via secure read-only API integrations. No spreadsheet uploads. No manual data entry.
Every transaction is classified, scored, and analyzed in real time. SpendGuard scans for duplicates, anomalies, subscription creep, and vendor price drift — continuously, not at month-end.
Each week, Finteligence drafts a structured intelligence brief: findings with severity ratings and dollar impact, a financial health score, cash flow projections, and a savings scorecard.
The completed report is delivered directly to your client portal. You receive a notification. No waiting. No follow-up required.
Your CPA firm receives a notification that your report is ready. They can review it, add context, and message you through the portal — keeping the relationship intact without doing the work.
LIVE INTELLIGENCE
Finteligence connects directly to your accounting system, bank feeds, payment processors, and payroll platform. Every transaction is classified, scored, and analyzed automatically. Reports are produced and delivered by Finteligence — your CPA is kept informed throughout.
Bank activity, receipts, and vendor patterns are monitored on an ongoing basis — not just at close.
Anomalies, policy violations, and suspicious patterns are flagged while they're still correctable.
Accounting system cash is compared against direct bank feed balances. Discrepancies are flagged automatically.
Finteligence generates and delivers a structured intelligence brief every week. Your CPA is notified and kept in the loop — so the relationship stays intact.
SPEND INTELLIGENCE
SpendGuard is Finteligence's automated spend analysis engine. It runs continuously against your transaction history, vendor patterns, and receipt data to surface charges that shouldn't be there.
The same vendor invoice submitted twice. Found before both payments clear.
SaaS and recurring charges that have grown quietly over months are identified and quantified.
Suppliers who have raised prices incrementally without a formal notice are flagged with historical variance.
Line-item parsing catches personal purchases, policy violations, and unusual item combinations in expense receipts.
Common materials and supplies are compared against available market pricing. When a better price exists, it surfaces it.
ROLE-BASED ACCESS
Finteligence is built around a strict three-tier access model. Partners, advisors, CFOs, clients, and lenders each have a dedicated portal with scoped data access and role-appropriate views.
Advisory partners have visibility into their clients' Finteligence reports and findings — keeping them informed without requiring them to produce anything.
Finteligence drafts every finding and report and delivers them directly. CFO partners are notified and given visibility so they remain part of the client relationship.
Business owners receive their Finteligence-generated weekly report, savings scorecard, and action items directly in their portal. Their CPA is kept informed automatically.
Authorized lenders get a continuous, structured view of financial KPIs — without access to CFO notes or advisor commentary.
AI-POWERED ANALYSIS
Finteligence produces the findings, drafts the weekly brief, scores financial health, and delivers everything directly to you. Your CPA is kept informed at every step — so they stay part of your financial picture without having to build anything themselves.
Finteligence drafts every finding automatically — severity rating, dollar impact estimate, and recommended action included.
Finteligence generates and delivers the weekly brief directly to the client portal. Your CPA is notified and kept in the loop throughout the process.
A 1–100 composite score weighted across liquidity, profitability, spend hygiene, DSCR, and working capital.
30/60/90-day cash projections with confidence bands derived from historical burn rate patterns.
Finteligence benchmarks key financial ratios against industry averages and surfaces the comparison automatically — so advisors can focus on strategy, not data assembly.
COMPLIANCE & SECURITY
Finteligence is built on a three-tier security architecture with SOC 2 certification in progress. Every action is logged. Every role is scoped. Every data path is gated.
Every partner, client, and user operates in a fully isolated data context. Cross-tenant data access is architecturally impossible.
Every action — data access, role change, report delivery — is recorded in a tamper-evident audit trail.
Nine distinct roles with scoped permissions. No role can access data outside its defined boundary.
OAuth tokens and API keys are encrypted at rest using a Secrets Manager pattern — never stored in plaintext.
Finteligence is actively pursuing SOC 2 Type II certification. Controls are aligned to NIST 800-53 and CMMC.
HOW TO GET FINTELIGENCE
Finteligence is available exclusively through CPA and fractional CFO advisory partners. Your firm subscribes on your behalf — Finteligence connects, analyzes, and delivers reports directly to you, while keeping your CPA informed every step of the way.
Ask them: "Are you a Finteligence partner?" If they are, they can activate your account immediately.
Invite them to become one. It takes one conversation with our team and no additional work on their end.
If you don't have a CPA firm, we'll connect you with a Finteligence partner that fits your situation.